Investment Services

Constructing and Managing Globally Diversified Investment Portfolios

At Kobo we firmly believe that an investment strategy that adheres to a disciplined approach to optimal asset allocation and rebalancing will succeed over the longer-term. We consider historical relationships and market insights to develop a view of the global markets that seeks to anticipate turning points in various return cycles. We determine how and when to choose a style, location, and size of investment, and whether to do so passively or actively. Asset allocation decisions are based on a combination of internal research by investment professionals and independent research. Allocation changes are typically made on a quarterly basis or as global capital markets dictate.  A client’s recommended asset allocation is dependent on several factors including time horizon, risk tolerance and income needs.

3(38) Investment Management For Qualified Retirement Plans

Kobo Wealth acts as a 3(38) fiduciary for qualified retirement plans including 401(k), 457(b), 403(b) and 401(a) plans.  In this capacity we construct, monitor, and make on-going changes to four pension-caliber investment portfolios that are made available to retirement plan participants. We design these portfolios to ensure that participants are investing in the capital markets and not speculating with their retirement income savings. We take a team approach to working with the plan advisor to ensure that effective communication is provided to plan sponsors and plan participants.

Kobo Wealth Conservancy, LLC (Kobo) is a registered investment adviser located in Honolulu, Hawaii.  Kobo may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Kobo’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Kobo’s web site on the Internet should not be construed by any consumer and/or prospective client as Kobo’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Kobo with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Kobo, please contact the state securities regulators for those states in which Kobo maintains a registration filing. A copy of Kobo’s current written disclosure statement discussing Kobo’s business operations, services, and fees is available at the SEC’s investment adviser public information website – or from Kobo upon written request. Kobo does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Kobo’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.  This website and information are not intended to provide investment, tax, or legal advice.